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How do I know if I need small group or large group coverage in Illinois?

Illinois falls under the Average Total Number of Employees (ATNE) for calculation.

Here's some information to help you calculate whethere your group is considered small or large.    

  • An employee is any person that the company issues a W-2 for whether full-time, part-time or seasonal. 
  • Add all the monthly employee totals together, and then divide by the number of months that the company was in business last year (usually 12 months).