6 Types of Car Insurance Coverage Explained
There are six main types of car insurance coverage. Learn about what they cover, which auto insurance coverage you need, additional coverages and more.
COUNTRY Financial clients can report or track a claim online through their account. Not yet a client? Call us at 866-COUNTRY (866-268-6879). For roadside assistance, visit Roadside Assistance.
When an auto claim is reported with COUNTRY Financial, a dedicated claim representative is assigned to the case, reaches out to guide through the inspection and appraisal options available, and works to help get the vehicle back on the road.
File online or through the COUNTRY Financial mobile app by logging into your account, or call 866-COUNTRY (866-268-6879). Have your policy number, accident details, and vehicle information ready when you report.
Your claim is assigned to a COUNTRY Financial claim representative, who will call you by the end of the next business day to gather additional details and explain next steps.
Your representative will arrange a vehicle inspection to assess the damage. COUNTRY Financial offers several convenient appraisal options. Your representative will explain which options are available for your situation.
Once the inspection is complete and coverage is confirmed, your claim moves toward repair or settlement. Your claim representative will walk you through the outcome and confirm when your claim is closed.
You can track your claim status at any time through your online account.
Find out more about filing an auto claim.
Having the following information ready when you contact COUNTRY Financial may help your representative process your claim faster.
Names and contact information for everyone involved, including witnesses
Your policy number
Date and location of the accident
Description of the accident and damages
Description of any injuries to you, your passengers or other people
Vehicle information: make, model, year and license plate number
Police department name and report number, if applicable
Your home, work and cell phone numbers
Your email address
The name of a household contact you want handling the claim
We will reimburse you up to $40 per day and a maximum of $800 for the rental of a substitute car while your insured car cannot be driven and is being repaired for damage payable under your Comprehensive or Collision coverage.
This coverage ends when your vehicle is:
Just log into your COUNTRY Financial account or open the mobile app to see whether "Emergency Roadside Service" or "Vehicle Travel and Tow" is listed on your auto policy. If it's not, contact your rep to add the coverage
If our appraiser has determined your car is a total loss, one of our auto specialists will contact you to discuss a settlement based on the value of your car in its pre-claim condition.
COUNTRY Financial clients can report a claim online through their account at any time. You can also call 866-COUNTRY (866-268-6879). Once your claim is submitted, a representative will contact you by the end of the next business day.
You can track the status of your claim at any time through your COUNTRY Financial online account or mobile app. Your assigned claim representative is also your direct point of contact throughout the process and can provide updates as your claim progresses.
Your claim is assigned to a COUNTRY Financial claim representative, who will call you by the end of the next business day. They will gather additional details, explain your appraisal options and guide you through each step until your claim is resolved.
Your rep is always there to help:
We've answered some of the most common claims questions, like the ones below.
Call us at 866-COUNTRY (866-268-6879) or reach out to your representative for help.
There are six main types of car insurance coverage. Learn about what they cover, which auto insurance coverage you need, additional coverages and more.
Many factors make car insurance costs increase. Cost of repairs, car theft and your personal driving history are a few. Learn what drives car insurance rates.
Explore potential ways to approach car insurance costs through safe driving habits, available discounts and coverage decisions based on your situation.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
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