Our commercial package policy provides protection for your buildings, business personal property, liability risks, and specific business risks.
The Commercial Package Policy is most often used for businesses like:
The commercial package policy provides general liability coverage if you’re legally responsible for bodily injury, property damage or libel and slander. Your liability includes:
You can select from these coverage amounts and are limited to two occurrences per year.
Since you face a lot of unique risks, our commercial package policy automatically protects you for many other types of loss and damage, like the ones listed below.
You can also purchase these additional coverages for your buildings and business personal property:
You can enhance your liability protection with these extra coverages, available at an additional cost.
Protecting your customer data is integral to your business success. Here’s five tips to help you do it.
We offer comprehensive coverage, including these optional coverages that might be necessary for your business.
Business auto coverage is specific to vehicles used for your business, this coverage contains liability, comprehensive and collision coverage, medical payments and more.
Business umbrella coverage provides you with liability protection above and beyond what your commercial policy includes. You can choose limits up to $5 million or more.
Workers compensation is necessary for most employers. This insurance includes the following coverage for employees in your care if they’re injured on the job: medical expenses, disability income, and death and rehabilitation benefits.
Crime coverage helps protect your business from crime. It provides coverage for things like employee theft, computer and funds transfer fraud, theft of money or securities on or off your business premises, and more.
Mobile and miscellaneous property coverage (also called Inland marine coverage) allows you to increase the limit on coverages like accounts receivable, installation floater, contractor's equipment, signs, tools or computers.
Pro-Tip: Excellent benefits, including retirement plan options, attract high-quality talent
COUNTRY Trust Bank® (CTB) is a full-service 401(k) provider with over 40 years of experience. We have what it takes to help you offer one of the most popular employee benefits available. We offer the following business retirement plans:
Learn more about business retirement plans.
With our help, you’ll choose from well-known investment companies to create a menu of investment options for your employees. If you choose a professionally-managed plan, this means you’ll own the account, but we’ll manage it for you.
We’ll regularly meet with your employees to help them choose and understand their plans. And when they retire or leave the company, we can help with IRA rollover considerations.
Together, we’ll choose features that make sense for you and your employees, and then prepare signature-ready documents for you.
Between the IRS, Department of Labor, and over 30 different compliance requirements, keeping up with regulations can be overwhelming. Our compliance team is here to help you stay up-to-date.
We can help you keep track of contributions, investment transactions, and earnings. We can accurately handle recordkeeping tasks for you, such as:
COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.
Not all products are offered in all states.
Deductibles and limits may vary by state, see your policy for details.
Not all representatives are licensed to provide all products and services referenced herein.
COUNTRY Financial® affiliated companies and our representatives cannot give tax or legal advice. Please consult legal and tax counsel of your choice regarding your personal circumstances.
Individual health insurance policies are purchased through CC Services, Inc., from a third-party insurer not affiliated with COUNTRY Financial®. In some states where COUNTRY operates, CC Services, Inc. is also known as CC Services of Illinois, Inc. or CCSI of Illinois, Inc.
Business insurance policies issued by COUNTRY Mutual Insurance Company®, Bloomington, IL.
Life insurance policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.
Coverage is not available in all states. Details of coverage, limits, or services may not be available for all businesses and vary in some states. Workers compensation insurance policies are written by COUNTRY Mutual Insurance Company®. In some states where COUNTRY operates, policies may be purchased through CC Services, Inc., from a non-affiliated third-party insurer. CC Services, Inc. is also known as CC Services of Illinois, Inc. or CCSI of Illinois, Inc. CC Services, Inc., and its representatives are not licensed in all states.
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