Tools & Calculators

Need some help along your financial journey? You've come to the right place.


Retirement needs calculator

Whether you started work a year ago or retirement is drawing near, the more you plan - the more you’ll save.  Our retirement needs calculator can help start to plan for your future, so you can enjoy the here and now.

Calculate my retirement needs

Ready to speak to someone about your retirement plans? Find a local rep near you.

Savings & investing

Stay on top of your money. Use these tools to create a budget, track your spending habits and more.

Budget calculator

Create a budget

Debt payoff worksheet 

Track my debt (PDF)

Holiday budget worksheet

Plan my holiday spending (PDF)

Savings goal calculator

Start saving today

Spending worksheet

Track my spending habits (PDF)

Budget worksheet 

Set up a budget (PDF)

Pay off debt or invest?

Determine whether to pay off debt or invest

Market & economic insights

Follow economic and financial market developments

Car, home & life

Need a bigger car? Ready for your forever home? Curious about life insurance? These tools can help.

What vehicle can I afford?

Calculate how much you can spend on a vehicle based on your down payment, desired monthly payment, annual interest rate, and loan terms. Vehicle Affordability Calculator

What home can I afford?

Calculate the home loan you can afford based on your income, expenses, down payment, interest rate, and loan terms. Home Affordability Calculator

Create a household inventory

Can you list every item you own? If something were to happen to your home and everything inside it was destroyed, a household inventory would help. Start one today. 

Household inventory list (Excel)

How much life insurance coverage do I need?

The amount of life insurance you need depends on several things, like the number of children you have, your mortgage, income and more. 

Life Insurance Calculator

Ready to start?

Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We're here to help!

COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.


May lose value

No bank guarantee

Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. 

Auto and home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL. 

Life insurance policies issued by COUNTRY Life InsuranceCompany® and COUNTRY Investors Life Assurance Company®, Bloomington, Illinois.

The decision to purchase life insurance should be primarily based on a need for the death benefit. Life insurance policies are not an investment and are not appropriate as a replacement for retirement savings accumulation.