We can help
What sets us apart from other service providers, is having a real person available to meet with your employees one-on-one to help them understand the plan and complete their enrollment forms. Plus, your participants will have 24/7 internet and phone access to those accounts.
Custom built plans
We can help create a customized plan to meet your unique needs. In order to accomplish this, you will connect with a COUNTRY Trust Bank® plan specialist to discuss what you want your plan to accomplish. The best part? We handle a lot of the details when it comes to creating a retirement plan for your employees that best fits your business.
Keeping your plan compliant can feel overwhelming. We strive to make it easy for you. We can assume the role of “trustee” on your behalf, giving you an added layer of protection from the Department of Labor and the IRS.
Another way we will shorten your “to do” list, is by handling your required filings each year with the IRS and the Department of Labor. Let our expertise as a bundled service provider work for you and we can assist in preparing required governmental filings on your behalf.
We can also eliminate the hassle of keeping track of participant activities. Here are some of the recordkeeping duties we can take off your plate: daily valuation, distribution (1099-R) reporting, detailed participant statements, qualified domestic relations orders assistance, contribution allocations, and required minimum distributions.
Starting a plan
Offering employees a 401(k) used to be reserved for big companies. Those days are over.
Designed with you in mind
Tax law changes have helped level the playing field by making it easier than ever for more businesses to offer this valuable employee benefit. So whether you’re ready to start a new 401(k) or find a new service provider for your existing 401(k), we’re here to help you every step of the way. We can help you build and maintain an easy, affordable, and flexible plan designed specifically for your business.
Managing your plan
COUNTRY Trust Bank® has a history of managing investments since 1971. We’re seasoned professionals when it comes to selecting mutual funds. You can choose the investment options for your plan or we can do it for you.
We use industry databases to find funds that warrant a closer look. Then, we look at the expense ratio, long-term returns, management team tenure, and management’s dedication to its shareholders.
While past performance doesn’t guarantee future results, we still can’t ignore it. So, we will look at consistent performers.
Monitoring and review
After a fund passes our rigorous test and is added to our investment options list, we keep a close eye on it to make sure we want to keep it. Each quarter, our investment team reviews the funds on the list.
Meet the team
You can concentrate on what you do best – running your business – knowing that many details of your business's retirement plan are being handled by professionals. We’re available every step of the way.Get to know us
We offer a variety of products to help you build a customized retirement plan for your employees.