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Getting the retirement you want could be easier than you think.

An IRA can be a great way to plan for the future. Whether you're looking to supplement a work retirement plan, don't have a work plan, or have retirement money from a previous job to invest, we're here to help you understand your options and make smart decisions.

Select a product below to learn more

Traditional IRA

Whether you dream of flip flops or gardening gloves, a Traditional IRA can help you plan for your goals.

Roth IRA

A Roth IRA that can help you enjoy some tax-free money and make your retirement that much sweeter.

Rollover IRA

Rolling money from an old 401(k) into an IRA can be an easy way to help plan for a sunny future.

Choosing an IRA

“Goodbye tension, hello pension."

That certainly captures the feeling of freedom that comes with the idea of what retirement may be like.

There's only one problem. Defined benefit pension plans – those are the ones that guarantee a monthly benefit at retirement, mostly all on the employer’s dime – are going the way of the dinosaur. In fact, only 18% of Americans employed in private industry were covered by a pension plan in 2011.1

Person with question mark
So what’s a hard-working person supposed to do?

Certainly, you should participate in your workplace 401(k) if you have one. But there are additional ways to prepare for retirement, and a favorite is the tax-advantaged Individual Retirement Account, commonly known as an IRA. Even if you participate in a retirement plan at work, you can probably start an IRA, and  you might be able to contribute to an IRA for a non-working spouse, too.

poolside with umbrellas

IRA Benefits

Depending on the type of IRA you open – Traditional or Roth – IRAs can be a great way to:

  • Save money for your future retirement
  • Enjoy potential growth tax-deferred or tax-free2
  • Roll over money from other retirement accounts
  • Get access to different investment options, something you might not get in your other retirement accounts


May lose value

No bank guarantee

Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. Please see our Terms & Conditions for more information about COUNTRY Trust Bank and its affiliates.


Registered broker/dealer offering securities products: COUNTRY® Capital Management Company, 1705 N Towanda Ave, PO Box 2222, Bloomington, IL 61702-2222, 1-866-551-0060. Member FINRA /SIPC

For product and service information, read our Terms and Conditions.

1”The last private industry pension plans,” U.S. Bureau of Labor Statistics, January 3, 2013.

2Tax penalties may also apply, depending on how the money is used. COUNTRY Financial and our representatives cannot give tax advice. Any information we provide reflects our understanding of current tax laws, which are subject to change and reinterpretation.