Even in the best run livestock operations, sometimes bad things happen. We’re here to help protect you when you face catastrophes, from fire and harsh weather to disease and loss of value and revenue.
We offer ways to protect your livestock with livestock coverage on your farm insurance, livestock mortality1, federal livestock insurance and special coverages for horses.
With COUNTRY Financial®, you’ll also get affordable livestock insurance rates and access to experts in helping you protect your livelihood. COUNTRY Financial was started by farmers and we’ve been insuring farms since 1925. We have the expertise to help you insure your livestock and your farm with confidence.
If you buy a COUNTRY Financial farm insurance policy and purchase our top coverage plan for your farm personal property, your livestock insurance coverage will include coverage for specific types of risks. (The top plan’s technical name is Broad Form and Additional Machinery Perils plus Additional Livestock Perils.)
Regardless of the COUNTRY Financial farm insurance coverage plan you have, you can also choose to add the following types of livestock insurance coverage to your farm policy at an added cost: livestock mortality, federal livestock insurance, and special coverages for horses.
Buying livestock mortality insurance1 is like purchasing life insurance for your animals.
It insures against death from:
We offer a few ways to protect your livestock through federal insurance programs.
Livestock Gross Margin insurance is a policy designed to protect your farm’s bottom line if feed costs spike and the cost to feed your livestock is more than the market value of the animals (or the market value of your milk, if you have a dairy farm).
Livestock gross margin insurance is available for:
We’ll calculate your expected gross margin (revenue minus feed costs), using the Chicago Mercantile Exchange future prices. If your actual gross margin is less after the insurance period, we’ll reimburse you for the difference.
Livestock Risk Protection insurance can help protect you against declining livestock market prices. You can select from a variety of coverage levels and insurance periods depending on the time your livestock would normally be sold.
Livestock risk protection insurance is available for:
If the ending value is below the coverage price, we'll reimburse you the difference.
Dairy-RP was created to help protect the revenue of milk production on your dairy farm and prepare for reductions in milk sales. Dairy farmers can choose how much of their expected quarterly milk production to insure, what milk price they wish to protect, and their coverage and protection levels.
If you have an equine business, we’ve got you protected. Here are some special horse insurance coverages we offer on our farm insurance policy:
Other options are available too. We can help explain them all and get you the horse insurance protection you’re looking for.
COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.
1Only available in IL
2Not available in IL
Farm policies issued by COUNTRY Mutual Insurance Company®, Bloomington, IL.