Car Insurance Discounts

Loyalty discounts

Multi-policy discount 

You could qualify for the multi-policy discount if you have an auto policy and one of these policies or accounts with us: 

  • Home
  • Life
  • Disability income
  • A COUNTRY Trust Bank account or Annuity product with a balance over $1,000
  • Commercial (IL only)

Multi-car discount 

Insure two or more cars with us and save a little money. Parents, this discount can extend to single drivers under 25 who live away from home.  

Legacy discount 

When parents qualify for a multi-car and multi-policy discount, unmarried drivers in the family under 25 may also be eligible for a discount.

Driver discounts

Engaged couple discount

Is your "Save the Date" sometime in the next year? Insure all your cars with us, and you may qualify for this discount. (Must be 21 or older)

Occupation discount

Full-time K-12 teachers, firefighters, police officers, EMTs and paramedics may be eligible for a discount. 

Good student and college graduate discount

Full-time students with at least a B grade point average or college graduates, regardless of GPA, could save.

Good driver discount

Go three years with no accidents or traffic tickets, and you may qualify for this discount.

Family leaving for work and school inside SUV

4 tips to lower your car insurance

Being a money-savvy shopper isn't the only way to save. You can take steps every day to pinch a penny here and there.

Take your car insurance, for example. Here are four tips that may help you save money there.

Safety discounts

Simply Drive® discount 

Newly licensed drivers may qualify for a discount by completing our Simply Drive course.

Defensive driver discount 

Complete a state-approved motor vehicle defensive driving course, and you may be eligible for a discount. 

Other discounts

Anti-theft discount 

Vehicles equipped with an alarm or anti-theft device may help you save on your comprehensive coverage.

Advanced quote discount 

Get a quote before your current active policy expires and you could lower your bill. 

Ready to start?

Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We'll help you find car insurance that works for you. 

Start a quote

COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.

Auto insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL. 

Discounts and availability vary by state.

For product and service information, read our Terms & Conditions. Read our full Financial Services Summary Handbook.