Home Insurance Discounts

Loyalty discounts

Multi-policy discount

You could qualify for the multi-policy discount if you have a home policy and one of these policies or accounts with us:

  • Auto
  • Life
  • Disability income
  • A COUNTRY Trust Bank account or Annuity product with a balance over $1,000
  • Commercial (IL only)

Loyalty discount

Available to clients who've been insured with us for three years or longer.

Good payer discount

Get rewarded when you make your payments on time for three years.

Safety discounts

Safe home discount

Check these alarm systems off your list, and you could save.

  • Smoke detectors, fire extinguishers and deadbolt locks 
  • A central station fire or burglar alarm monitored by a fire or police station
  • An automatic sprinkler system installed in all areas of the home

Safe heat discount

You can save if your home doesn’t have a solid fuel burning unit (like a wood burning stove).

New wiring discount

To qualify, you must have new or upgraded electrical wiring. Older homes with upgraded wiring require documentation from an electrical contractor or building inspector that shows all electrical components are updated.

Smart home discount

You could save when you equip your house with smart home technology, like smart thermostats, smart theft systems, water leak detectors or smart fire/smoke detectors.

Backup system discount

You may qualify when you have the sump pump endorsement and a backup system, like a permanently installed generator.

Other discounts

New home discount

This discount may apply to you if you have a newer home.

Hail-resistive roof discount

If your home’s roof meets certain testing standards, you can qualify for this discount. You’ll need to provide the:

  • Manufacturer’s name
  • Date the shingles were manufactured and installed 
  • Brand name of the shingles through a manufacturer’s warranty, bill of sale, or package label

New roof discount

Have you removed and replaced your roof recently? A new roof could save you money. 

Claim free discount

Get rewarded when you go five years without certain types of home claims (with us or any other insurer).

Welcome discount

Available to new clients and ends after the policy is three years old.

Ready to start?

Start online or call us at 866-COUNTRY (866-268-6879). We'll help you find the insurance that works for you. 

Call us:  Mon. – Fri. 8 a.m. – 7 p.m. & Sat. 9 a.m. – 5:30 p.m. CT

Live chat:  Mon. – Fri. 8 a.m. – 8 p.m. & Sat. 8:30 a.m. – 5 p.m. CT

COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.

Home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. 

Discounts and availability vary by state.

For product and service information, read our Terms & Conditions.