Home Insurance Discounts

Multi-policy discount

You could qualify for the multi-policy discount if you have a home policy and one of these policies or accounts with us:

  • Auto
  • Life
  • Umbrella
  • Disability income
  • A COUNTRY Trust Bank account or Annuity product with a balance over $1,000
  • Commercial (IL only)

Alarm credit discount

Check these alarm systems off your list, and you could save.

  • Smoke detectors, fire extinguishers and deadbolt locks 
  • A central station fire or burglar alarm monitored by a fire or police station
  • An automatic sprinkler system installed in all areas of the home

Dwelling age discount

This discount may apply to you if you have a newer home. It’s not available if you live in Iowa, Minnesota, North Dakota or Wisconsin.

Hail-resistive roof discount

If your home’s roof meets certain testing standards, you can qualify you for this discount. You’ll need to provide the:

  • Manufacturer’s name
  • Date the shingles were manufactured and installed 
  • Brand name of the shingles through a manufacturer’s warranty, bill of sale, or package label

New roof discount

Have you removed and replaced your roof recently? A new roof could save you money. This discount is not available in Alaska, Idaho, Nevada, Oregon or Washington.

Safe heat discount

You can save if your home doesn’t have a solid fuel burning unit (like a wood burning stove).

Wiring age discount

To qualify, you must live in Iowa, Minnesota, North Dakota or Wisconsin and have new or upgraded electrical wiring. Older homes with upgraded wiring require documentation from an electrical contractor or building inspector that shows all electrical components are updated.

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COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.

Home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. 

Discounts and availability vary by state.

For product and service information, read our Terms & Conditions. Read our full Financial Services Summary Handbook.