Homeowners insurance discounts available from COUNTRY Financial include:
You could qualify for this home insurance discount if you have a home policy and one of these policies or accounts with us:
Save money on home insurance with our Multi-Policy Discount and get more protection for your financial future. Check out the types of insurance and annuity options and talk with your insurance agent to determine what’s right for you.
The Welcome Discount applies when you purchase a new Homeowners insurance policy.
The Loyalty Discount is based on how long you've been a COUNTRY Financial client, generally three years or more. It starts automatically after the Welcome Discount expires and rewards you for continuing to choose us.
If you pay your bills on time, you could qualify for our Good Payer Discount on your Home insurance policy as long as you meet the eligibility criteria.
If you don't have any home insurance claims for five years in a row, you could qualify for this discount on your Homeowners insurance policy.
If you pay your home insurance premium bill on an annual basis, you could qualify for the Preferred Payment Discount.
The Protective Devices Discount is available on your Homeowners insurance policy if you have a burglar alarm or a fire alarm in your home that reports to a central station, or if you have a fully automatic sprinkler system installed in your home.
The Smart Home Discount is available on your Homeowners insurance policy if you've equipped your home with connected technology like smart thermostats, theft systems, water leak detectors or smart fire/smoke detectors that alert you over broadband, wireless or cellular connection when something goes wrong. Talk to your insurance agent about all your systems.
If you have added our Sump Pump Failure/Back-up of Sewer or Drain Coverage Endorsement on your Home insurance policy and have one or more back-up systems in place, including a water pressure or battery back-up on your sump pump or a permanently installed generator in your home, you may qualify for our Back-up System Discount.
Newer homes automatically qualify for Age of Home Discount, but the discount is also available if you have an older home that has been fully renovated (including updating or replacing the wiring, plumbing, roof, etc.). Documentation may be required. Talk to your insurance agent for details for your state.
NOTE: This discount is not available Minnesota.
If you are a resident of Minnesota, and have new or upgraded electrical wiring, you could qualify for this home insurance discount on your Homeowners insurance policy. Documentation may be required. Talk to your insurance agent for details.
If your home's roof meets certain testing standards, you could save money on your Homeowners insurance policy with this discount. Documentation may be required. Talk to your insurance agent for details.
You can save with this discount on your Homeowners insurance policy if your home doesn't have a solid fuel burning unit (like a wood burning stove).
Named NerdWallet's best Homeowners insurance for discounts in 2026.1
Talk to your insurance agent, who can review your policies and home to determine which discounts you qualify for.
Yes, homeowners can qualify for multiple discounts at once. Your insurance agent can walk you through which ones apply to your policy.
Discount availability varies by state. Talk to your insurance agent to see which discounts apply where you live.
1NerdWallet Best Home Insurance Companies 2026, March 2026. ©2014-2026 and TM, NerdWallet, Inc. All Rights Reserved.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
Home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL.
Discounts and availability vary by state.
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