Planned outages: 401(k) plan access will be unavailable from 11 p.m. on 12/2 to 5 p.m. on 12/3. Financial account access will be unavailable on 12/3.

Do seniors need life insurance?

It depends on your specific situation. Life insurance can help seniors prepare for the future. While you may not have dependent children, a mortgage or other major debt anymore, it can help your spouse or partner with your final expenses and everyday living expenses if something happens to you. The cash value of a whole or universal policy could also help add to your retirement income.