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Woman and dog
Tito knows a thing or two about accidents. Thankfully, her family took simple steps to get her the coverage she deserves.
posted in: Family
by Valerie Hawkins

Coverage for your best friend

Meet Tito. Tito is a 6 lb. 2-year-old Cockapoo (that’s a Cocker Spaniel-Poodle mix), with an out-of-this-world personality. Her family describes her as happy, energetic, loving and spoiled.

Like most dogs, Tito is a part of the family – the Adams family. John and Kristin Adams and their kiddos Sydney (age 16) and Will (13) added sweet Tito to their crew when she was eight weeks old.

First time for everything

Being first-time pet owners, John and Kristin did some serious research before buying a puppy. John even contacted their COUNTRY Financial® representative about adding pet insurance to their list of policies. But before they signed the paperwork, the unthinkable happened.

Three months after coming home, little Tito was doing what puppies do best…snooping. She found ibuprofen in Sydney’s volleyball bag and scarfed them down. Two days and two nights at the emergency vet and $2000 later, Tito was ok.

Accidents happen

“Immediately after that incident, we got the pet insurance policy,” said Kristin. Their policy covers injuries related to accidents (like eating people pills), and they also added preventative care coverage to their plan. “It gives us peace of mind knowing Tito will be taken care of physically, and we will be taken care of financially, if another accident happened.” And another accident did happen.

Shortly after purchasing the policy, Tito ate something sketchy in the backyard. The policy covered blood tests and vet care. Tito once again pulled through, but this time without the bill. “This validated our decision to get pet insurance,” Kristin said. “The claim process was very easy, and it was nice to have the financial coverage.”

“Don’t be me”

So what does Kristin want to tell other pet owners? “Don’t be me!” she chuckled. “If you’re thinking about pet insurance, and it fits into your budget, get it right away. You already invested your money in a puppy.
Invest a little more in pet insurance to make sure she’s covered. Because you’re going to do whatever you need to do to take care of your pet when they’re sick.”

Pet owners – what advice do you have for first-time pet parents? Share below along with a pic of your fur baby!

Pre-existing conditions are not covered.  Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.hartvillepetinsurance.com/terms. Preventive and Wellness Care reimbursements are based on a schedule.  Complete CoverageSM reimbursements are based on the invoice.  Levels 1-4 reimbursements are based on usual and customary eligible costs.  Products, rates and discounts may vary and are subject to change.

Plans are underwritten by United States Fire Insurance Company and administered by Fairmont Specialty Insurance Agency (FSIA Insurance Agency in CA), a Crum & Forster company. C&F and Crum & Forster are registered trademarks of United State Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2015. The United States Fire Insurance Company and Fairmont Specialty Insurance Agency may beindividually or collectively referred to as Hartville Pet Insurance GroupSM or Hartville.

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