01. Basics
How does a home policy work?
basics-
-
02. Coverages
What does home insurance cover?
coverages -
03. Discounts
How can I save on my home insurance?
discounts -
04. Claims
What do I need to know about insurance claims?
claims
How does a home insurance policy work?
In general, you pay your insurance company and in return, you get protection for your home and belongings. That protection is outlined in your policy.
What does home insurance cover?
To start with, we offer three different types of insurance coverage, so you can get the protection you need at a price that works for you. Explore our coverages to get more information about the types of protection a home insurance policy can provide.
Start a homeowners insurance quote
Named NerdWallet's best homeowners insurance for discounts in 2026.1
What do I need to know about insurance claims?
That we’re with you every step of the way, like we were for these clients.
Get support from local experts
Your local COUNTRY Financial rep is always there to help:
- Answer your questions about home insurance
- Uncover gaps in your protection
- Update your home insurance coverage as your life and your home changes
- Guide you through the claim process
- Balance your coverage needs with your budget
We offer home insurance in 19 states:
Start a homeowners insurance quote
Named NerdWallet's best homeowners insurance for discounts in 2026.1
1NerdWallet Best Home Insurance Companies 2026, March 2026. ©2014-2026 and TM, NerdWallet, Inc. All Rights Reserved.
Home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
For product and service information, read our Terms & Conditions. Read our full Financial Services Handbook.