OTHER COVERAGE OPTIONS

Give your insurance a lift - with protection for the things that make your business unique.

We're here to help explain all the insurance choices available to you and recommend solutions that make the most sense.

Other Coverage Options

Customized Coverage for your Business

Businesses come in all shapes and sizes, so we want to make sure you have all the right choices for insuring your specific operation.

In addition to the options you can get with our Businessowners policy and Commercial Package policy, COUNTRY Financial® also offers:

  • Business Auto Coverage
  • Business Umbrella
  • Workers' Compensation1

Talking to an expert is a great way to evaluate the best insurance choices for your business. A local COUNTRY Financial representative can help you look at all your options and figure out what coverages will best benefit your business.

Business Auto Coverage

If you need coverage for the vehicles you use for your business, you can purchase our business auto coverage and select from a variety of coverage limits and deductible options. Basic features include:

Bodily Injury & Property Damage Liability

Coverage if you’re responsible for injury to others or damage to someone’s property

Medical Payments

Medical coverage for you and other people in your vehicles, regardless of fault

No-fault Personal Injury Protection

Coverage for certain expenses related to injuries from an accident, like lost wages (as allowed by state laws)

Uninsured & Underinsured Motorists

Medical coverage if you or someone in your business vehicle is injured or killed in an auto accident when the other driver is at fault and has no insurance or not enough insurance

Comprehensive Damage

Coverage for damage to your vehicles from losses like theft, vandalism, hail and falling objects

Collision Damage

Coverage for damage to your vehicles in situations like hitting another vehicle or  single car accidents

Other coverages available at additional cost:

Garagekeepers

Special coverage for businesses that work on customer automobiles

Rental Reimbursement

Coverage for the cost to rent a temporary substitute vehicle when a business vehicle has been stolen or damaged with a covered loss

Commercial Auto Broadening Coverage

Provides several valuable coverage enhancements, like signs on your vehicles, rental reimbursement, airbag reset costs, towing, and glass repair-deductible waived

Business Umbrella

If you want more liability coverage than what your current business or commercial insurance policy provides, a Commercial Umbrella policy provides increased limits over all the other commercial policies. You can choose limits up to $5 million or more. (For workers' compensation policies, increased limits only applies to employer's liability coverage.)

Workers' Compensation

Necessary for most employers, workers' compensation insurance1 includes the following coverage for employees in your care if they’re injured on the job: medical expenses, disability income, and death and rehabilitation benefits.

Workers' compensation provides employers with:

  • A planned and budgeted way to pay for employee workplace injuries
  • Protection from lawsuits by injured employees
  • Liability coverage, in addition to the state workers' compensation benefits, to pay for and defend lawsuits by other parties impacted by an employee’s injury

Reach us how and when you want.

Whether it's a question about your bill, your policy or a claim, we have answers. Pay your bills, print your insurance cards, report a claim and more in My COUNTRY.

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Reach us how and when you want.

We added some new features to MyCOUNTRY. Now you can check for status updates on claims, view and print insurance cards, and add or delete drivers and vehicles.

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MyCOUNTRY got an upgrade!

We’ve made MyCOUNTRY mobile friendly. Now you can view and print insurance cards, add or delete drivers and vehicles, and check for status updates on claims.

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For product and service information, read our Terms & Conditions.

1In Illinois, workers’ compensation insurance policies are written by COUNTRY Mutual Insurance Company®. In our other states, policies may be purchased through CC Services, Inc., from a third-party insurer not affiliated with COUNTRY Financial. For more information about CC Services, Inc., read the License and Name Information in our full Terms & Conditions.