Customized Coverage for your Business
Businesses come in all shapes and sizes, so we want to make sure you have all the right choices for insuring your specific operation.
In addition to the options you can get with our Businessowners policy and Commercial Package policy, COUNTRY Financial® also offers:
- Business Auto Coverage
- Business Umbrella
- Workers' Compensation1
Talking to an expert is a great way to evaluate the best insurance choices for your business. A local COUNTRY Financial representative can help you look at all your options and figure out what coverages will best benefit your business.
Business Auto Coverage
If you need coverage for the vehicles you use for your business, you can purchase our business auto coverage and select from a variety of coverage limits and deductible options. Basic features include:
Bodily Injury & Property Damage Liability
Coverage if you’re responsible for injury to others or damage to someone’s property
Medical coverage for you and other people in your vehicles, regardless of fault
No-fault Personal Injury Protection
Coverage for certain expenses related to injuries from an accident, like lost wages (as allowed by state laws)
Uninsured & Underinsured Motorists
Medical coverage if you or someone in your business vehicle is injured or killed in an auto accident when the other driver is at fault and has no insurance or not enough insurance
Coverage for damage to your vehicles from losses like theft, vandalism, hail and falling objects
Coverage for damage to your vehicles in situations like hitting another vehicle or single car accidents
Other coverages available at additional cost:
Special coverage for businesses that work on customer automobiles
Coverage for the cost to rent a temporary substitute vehicle when a business vehicle has been stolen or damaged with a covered loss
Commercial Auto Broadening Coverage
Provides several valuable coverage enhancements, like signs on your vehicles, rental reimbursement, airbag reset costs, towing, and glass repair-deductible waived
If you want more liability coverage than what your current business or commercial insurance policy provides, a Commercial Umbrella policy provides increased limits over all the other commercial policies. You can choose limits up to $5 million or more. (For workers' compensation policies, increased limits only applies to employer's liability coverage.)
Necessary for most employers, workers' compensation insurance1 includes the following coverage for employees in your care if they’re injured on the job: medical expenses, disability income, and death and rehabilitation benefits.
Workers' compensation provides employers with:
- A planned and budgeted way to pay for employee workplace injuries
- Protection from lawsuits by injured employees
- Liability coverage, in addition to the state workers' compensation benefits, to pay for and defend lawsuits by other parties impacted by an employee’s injury
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For product and service information, read our Terms & Conditions.
1In Illinois, workers’ compensation insurance policies are written by COUNTRY Mutual Insurance Company®. In our other states, policies may be purchased through CC Services, Inc., from a third-party insurer not affiliated with COUNTRY Financial. For more information about CC Services, Inc., read the License and Name Information in our full Terms & Conditions.