Features Term Life Whole Life Indexed Universal Life
Coverage length Choose from 10, 15, 20, or 30 years, with options to extend coverage Permanent, lifetime protection1 Potential permanent, lifetime protection
Cash value No cash value Cash value and death benefits guaranteed1 Potential to build higher cash values with a guaranteed death benefit 1
Premiums Low, can increase after the initial term period Higher than term with different payment options, won’t increase over time Moderate, with some flexibility in payment options

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COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.

Term Life Insurance: ICC20(RCT), RCT(ND20), and RCT(FL20)

Whole Life Insurance: ICC18(WL), WL(ND18), WL(FL18)

SPWL insurance: ICC18(WLSP) WLSP(ND18) WLSP(FL18)

Indexed Universal Life Insurance: ICC21(IUL), IUL(ND21)

Policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.

As long as you make your payments