| Features | Term Life | Whole Life | Universal Life |
|---|---|---|---|
| Coverage length | Choose from 10, 15, 20, or 30 years, with options to extend coverage | Permanent, lifetime protection1 | Potentially permanent, lifetime protection |
| Cash value | No cash value | Builds cash value | Limited cash value build-up |
| Premiums | Low, can increase after the initial term period | Higher than term with different payment options, won’t increase over time | Moderate, with some flexibility in payment options |
| Payable dividends? | No | Yes, but not guaranteed | No |
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COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.
Term Life Insurance: ICC17(RCT), RCT(ND17), and RCT(FL17)
Whole Life Insurance: ICC18(WL)
Universal Life Insurance: ICC19(UL)
Policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.
1 As long as you make your payments
ULWEB1 (07/20)