Not sure what type of life insurance is right for you? Our chart can help.

Features Term Life Whole Life Universal Life
Coverage length Choose from 10, 15, 20, or 30 years, with options to extend coverage Permanent, lifetime protection1 Potentially permanent, lifetime protection
Cash value No cash value Builds cash value Limited cash value build-up
Premiums Low, can increase after the initial term period Higher than term with different payment options, won’t increase over time Moderate, with some flexibility in payment options
Payable dividends? No Yes, but not guaranteed No

Ready to start?

Find a local rep or start online. We'll help you find life insurance that works for you.

COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.

Term Life Insurance: ICC17(RCT), RCT(ND17), and RCT(FL17) 

Whole Life Insurance: ICC18(WL) 

Universal Life Insurance: ICC19(UL)

Policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.

As long as you make your payments

ULWEB1 (07/20)