December 21, 2022
It’s a new year - a time to start fresh, dream big and set yourself up to feel more financially secure. In 2023, resolve to save for your future and protect what’s most important to you. We’ve laid out our top 5 financial New Year’s resolutions to help you feel more financially secure this year.
“Whether you want to save more for retirement or your kids’ college educations, put more away in an emergency fund or pay off debt, it’s important to prioritize your financial goals to be effective at achieving them,” says Melissa Hannum, Private Wealth Consultant at COUNTRY Trust Bank.
Getting an overall view of your income and expenses will help you plan a strategy for achieving your goals. Not sure where to start? Try the 50-30-20 Budget Rule, or our budgeting worksheet to get started. Check your budget often to be sure you’re staying on track.
Your insurance agent can determine which discounts you may be eligible for (did you purchase a home security system or put on a new roof recently? You might qualify for a discount). You can also check into other money-saving strategies such as bundling or changing your deductible.
Did you receive a new smartphone, expensive jewelry or other high-cost items for Christmas? Talk with your insurance rep about protection for them.
Life can throw us curve balls we aren’t expecting, and it’s important to have the right protections in place with proper home, auto and life insurance. Your COUNTRY Financial Insurance Agent can help you determine what type of coverage fits your needs at a cost you can afford.
Check out more educational resources and tools for improving your finances.
COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.