Our crop hail insurance, powered by GrainGuard, helps protect against damage caused by hail, lightning, fire, vandalism, tornado, aircraft, and motor vehicles.
Wind Plus provides coverage for losses due to wind damage or green snap.
Green Snap Plus is coverage for losses due to green snap only on a per acre basis.
Good Samaritan coverage offers protection if you can’t plant or harvest your crop due to severe illness or death and volunteers help.
Disappearing Deductibles removes 5% and 10% deductibles if a crop loss reaches a certain percentage of your crop operation.
Tornado Debris Cleanup covers debris removal and cleanup from outbuildings blown into an insured field as a result of a tornado.
Stored Grain covers your crop and cargo at no additional charge.
Land Motor Vehicle/Aircraft coverage protects you if a car or plane damages your crops. You’re also protected from any field damage caused by emergency personnel responding to a plane crash.
Pro-Tip: We also offer unique coverage for both standing crops and harvested grain. Our Farm Managed Crop Hail policy offers optional replant endorsements and special discounts when applicable, along with many other free benefits. Ask your rep about it today.
Federal crop Insurance, also called multi-peril crop insurance (MPCI) provides coverage for your loss of yield and/or revenue from natural disasters like drought, excessive moisture, disease, wind, wildfire, and hail.
No two farms are the same, so you have several different policy options to choose from.
This coverage provides protection against a loss in yield due to naturally occurring events and guarantees a production yield based on your Actual Production History (APH).
This protects you from a revenue loss caused by price fluctuations, low yields or a combination of the two. Protected amounts are based on your APH and either the projected price or the harvest price (whichever is higher). Those are determined in accordance with the Commodity Exchange Price Provisions (CEPP).
This protects you from a loss of revenue caused by a price decrease, low yields or a combination of both. Protected revenue amounts are based on your APH and projected price.
This protects you from a widespread loss of yield due to a county level production loss. AYP is based on the expected county yield (not individual yields). You’ll receive a loss payment if the average county yield is less than your trigger yield. This protection does not protect against a loss of revenue.
ARP protects you from a loss of revenue due to a county level production loss, price decline, or combination of both. It’s designed to insure the combination of yield and price. The expected county yields are multiplied by either the Base Price (spring) or the Harvest Price (fall), whichever is higher. ARP also includes harvest price protection.
This protects you from a loss of revenue due to a county level production loss, price decline, or combination of both. You only receive a loss payment when the county revenue falls below your selected trigger revenue. ARP-HPE does not include upside harvest price protection.
Designed for farms with up to $8.5 million in insured revenue, WFRP provides coverage for most commodities on the farm under one policy. This includes specialty or organic product farms (both crops and livestock).
This protects you from losses of forage made for grazing or gathered for hay. This program is specifically designed to protect your pasture, rangeland, and forage acres.
This coverage protects you from an unexpected decrease in your operating margin and is area-based, using county level input estimates.
For Spot Check List producers, COUNTRY Financial will be assisting the Risk Management Agency (RMA) in monitoring crop conditions throughout the growing season. All suspected cases of fraud, waste, and abuse in federal crop insurance will be referred to RMA.
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COUNTRY Financial® is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company®, COUNTRY Mutual Insurance Company®, and their respective subsidiaries, located in Bloomington, Illinois.
1 Soil Type Plus and Preseason Price Assurance must be purchased with an underlying Federal Crop Insurance product.
Crop policies issued by COUNTRY Mutual Insurance Company®, Bloomington, IL. This entity is an equal opportunity provider.