Skip to main content

Business Insurance

Getting down to (your) business.

We know that in business one size doesn’t fit all. That’s why our business insurance policies are tailored to fit your needs, so you get the coverage you need to protect what you’ve worked hard for. Our representatives are with you every step of the way, so you can focus on running your business, and leave the business insurance to us. 

Select a product to learn more

Business Owners

No matter what type of business you own, we’ve got the insurance to help you succeed.

Commercial Package

You’ve worked hard to build your business. We’ll help you protect it with customized coverage.

Other Coverage

Give your insurance a lift - with protection for the things that make your business unique.

Business Resources

Wherever you are in the life of your business, we can help you find products and services that work for you and your employees.


From grape to glass, we offer a comprehensive solution for all your business needs.

Craft Brewery

We partner with business owners to create one carefully crafted solution for all your craft brewery insurance needs.

Coverage Built for You

Here's a quick comparison of the two main types of business insurance COUNTRY Financial® offers:

Business Owners Policy Commercial Package Policy
Perfect for

Small business owners who want package coverage all in one policy.

Businesses who want to customize their insurance plan to meet their needs.


Gold or Platinum policies offer higher limits and additional coverage options for specific businesses (see below).

Broad and special policies cover a wide variety of claims situations.

Customized Coverage

We offer customized coverage for:

  • Apartment owners and condominium associations
  • Beauty salons, barber shops and hair salons
  • Contractors (electricians and plumbers)
  • Florists and garden shops
  • Photographers
  • Professional offices (veterinary, accounting, law and medical offices)
  • Residential cleaning services
  • Restaurants, bakeries and coffee shops
  • Retail (auto parts stores, flooring or carpet stores)
Business Claims

If you ever experience a claim, our business claims adjusters are some of the best in the business. Our commitment is to make the claims process go as smoothly as possible, so you can get back to business as usual.

Other Services

As a business owner, we know you need to plan for more than just insurance. We offer business continuation planning so your business can keep running efficiently if something happened to you, a partner or an essential employee. We can also help you plan for the future of your business once you retire.

And if you’d like to start a retirement plan for you or your spouse, or would like to offer retirement or insurance benefits to your employees, we’ll help you with that too.

Start a quote today


May lose value

No bank guarantee

Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. Please see our Terms & Conditions for more information about COUNTRY Trust Bank and its affiliates.

For product and service information, read our Terms and Conditions.