What is Medicare Supplement insurance?

Medicare doesn’t pay for all health care services and supplies. So Medicare supplement insurance can help pay some of the health care costs that Medicare doesn't, like copyaments, coinsurance and deductibles. 

What kind of services are not covered by Medicare?

In most cases, Medicare will not cover preventive medicine, prescription drugs while you're an outpatient and emergency care during foreign travel.

Can I choose my own doctors and hospitals?

With Medicare supplement insurance, you can select your own doctors, specialists and hospitals. You don't have to worry about choosing your physician from a changing list of approved healthcare providers.

What if I have a pre-existing condition?

Many plans have waiting periods of up to six months before your pre-existing conditions are covered. With a Medicare supplement plan from COUNTRY Life Insurance Company®, you’re covered from day one. (Policies not issued by COUNTRY Life may not offer this feature.)*

Can I be denied coverage?

During your open enrollment period, you can’t be denied  insurance coverage or charged additional premium because of past or present health problems.   Your open enrollment period is the six months after you turn 65 and enroll in Medicare Part B. You can apply for coverage from age 65 to 75, but it’s important not to wait.  After open enrollment, you’ll have to take a medical exam, which could result in higher premiums or denied coverage. 

*In Illinois, Medicare supplement insurance policies are written by COUNTRY Life Insurance Company®. In our other states, policies may be purchased through CC Services, Inc., from a third-party insurer not affiliated with COUNTRY Financial. For more information about CC Services, Inc., read the License and Name Information in our full Terms & Conditions.

This policy has limitations. For costs and complete details of the coverage, contact a COUNTRY Financial representative or contact the company. Products and services described in this website vary from state to state and not all products, coverages or services are available in all states.

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