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What asset allocation is right for me?


All information is for illustration purposes only and is not investment, financial, or tax advice, and should not be relied upon as the sole source of information for making investment decisions. Over time, your needs and situation may change. This questionnaire does not review your entire situation and there may be additional factors or information which may alter your risk tolerance.

This assessment is not to be used as a determination of the suitability for any product offered by or through the COUNTRY Financial ® family of affiliated companies. Should you decide to purchase products through a COUNTRY Financial representative, a separate suitability determination will be made at that time.

Investments are subject to market risk which can result in a loss of principal. For information regarding risk and the asset categories, please click on the “Disclosures” link at the beginning and end of this questionnaire. Hypothetical allocations are limited to five broad asset categories and do not represent the entire universe of available investment allocations. There is no guarantee that any particular allocation will meet your investment objectives. The following risks are typically associated with the investments in these asset categories:

Stocks of small-capitalization companies involve substantial risk. These stocks historically have experienced greater price volatility than stocks of larger companies, and they may be expected to do so in the future.

Stocks of mid-capitalization companies may be slightly less volatile than those of small-capitalization companies but still involve substantial risk and they may be subject to more abrupt or erratic movements than large capitalization companies.

International investing involves risks not typically associated with domestic investing, including risks of adverse currency fluctuations, potential political and economic instability, different accounting standards, limited liquidity and volatile prices.

Fixed income securities are subject to various risks, including changes in interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. Debt securities typically decrease in value when interest rates rise. The risk is usually greater for longer-term debt securities. Investments in lower-rated and nonrated securities present a greater risk of loss to principal and interest than higher-rated securities.