Insurance for your auto repair business

We'll get to know your business, inside and out, to provide solutions for your unique needs.

Potential coverage gaps

We’ve been working with auto repair business owners, just like you, for quite some time. And we’ve noticed many of them are missing important coverage, including but not limited to:

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Business income

Coverage for loss of net income and normal operating expenses, including payroll, while the business is down due to a covered claim.

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Garagekeepers coverage

Coverage for any customer’s auto while left with the auto dealer for service, repair, storage or safekeeping.

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Equipment breakdown

Coverage for financial loss as a result of breakdown or electrical damage to equipment or systems.

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Auto services errors and omissions

Liability coverage to protect against claims made by clients for damage to their vehicles or inadequate work.

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Shop building value(s)

On-site coverage analysis and property valuation.

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Employee tools

Extends your coverage to apply to employees’ tools while on your property.

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Ordinance or law coverage

Includes your increased costs to rebuild after a loss to meet new ordinance requirements such as electrical upgrades or fire protection systems.

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Non-owned auto

Liability coverage for when you are test-driving customer vehicles away from the business location or employees driving their own vehicle for business purposes.

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Business cyber

May cover expense of data breach response, data breach liability, and legal fees.

The COUNTRY Financial difference

Our reps are here to provide personal assistance to help:

Create a unique plan to properly protect your business now and well into the future.

Provide top-rated service1 with an in-house claims department.

Quickly meet your business needs, like if you need to secure a certificate of insurance.

Local, personalized support

Protecting your auto repair business takes careful planning together.
Find a rep today to get started.


For product and service information, read our Terms & Conditions.

Commerical policies issued by COUNTRY Mutual Insurance Company®, Bloomington, Illinois. 

Data breach services provided by CyberScout, a third-party company not affiliated with COUNTRY Financial®.

1 COUNTRY Life Insurance Company® and COUNTRY Mutual Insurance Company® are consistently rated A+ (Superior)1 by A.M. Best, an independent industry rating company. Both companies have remained in a top-rating category for almost 80 consecutive years. This Superior rating demonstrates both our financial strength and our ability to meet client obligations. For the latest rating information, visit