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Business Retirement Plans

Take your business to the next level.

A competitive edge helps you grow your business. It also helps you compete for quality employees. Offering a retirement plan is one way to do that. Here's a look at some contribution and account options that can benefit you and your employees.

Select a product below to learn more.


Recruit the best. Starting a 401(k) plan for your employees could be a great way to get great employees.

Roth 401(k) Option

Be the one they want to play for. A Roth 401(k) option can help your benefit package stand out.

Solo 401(k)

If you own a business but have no employees, a Solo 401(k) can help you get the retirement you want.

Safe Harbor 401(k)

Bring more color to your employee benefit plan with a 401(k) plan simplified for small businesses.


A SEP can help your business stand out with an easy retirement plan you can offer your employees.


Designed specifically with small businesses in mind, a SIMPLE IRA can help perk up your benefit plan.

Business Retirement Plan Benefits

Your retirement plan has the power to improve both employee job satisfaction and productivity. And since a tax-qualified retirement plan can give both you and your employees advantages, everybody wins.

  • Your matching contributions can earn you a tax deduction
  • A special three-year tax credit is available to qualified small employers that set up a new plan
  • Your employees have an easy option that can help build a nest egg for their future retirement
  • Participating employees enjoy a double-benefit — tax-deferred contributions coupled with potential earnings on those contributions
  • Even if you don’t have employees, you can start a business retirement plan for you and your spouse
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Find the Right Plan

Finding the right plan for your business is important. With all the different options available, though, it might be hard to know which one is right for you. Use our plan comparison charts to help you determine which plan might be best for your business.

Compare Plans


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Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. Please see our Terms & Conditions for more information about COUNTRY Trust Bank and its affiliates.


COUNTRY Financial and our representatives cannot give tax advice. Any information we provide reflects our understanding of current tax laws, which are subject to change and reinterpretations. See a tax advisor for details.