Intro to Focus Accounts
As part of our Journey Series, a Focus managed account gives you a diversified portfolio of individual stocks and Exchange Traded Funds (ETFs).
Like all our Journey Series of managed accounts, you can use this as a retirement account or non-retirement account. Focus is available with a suggested minimum of $350,000 and it provides a level of investment management normally reserved for people with higher assets.
As you're building for your financial future, consider the power of a Focus managed account to benefit from diversification without the complexity of managing multiple accounts on your own.
How it works
First, we will help you determine how much risk you’re comfortable taking with your money and what your financial goals are. That helps us create your investment strategy.
Then our investment professionals go to work, creating a portfolio of investments based on your strategy.
What’s in it for you?
Focus has some impressive features:
Team of experts working for you
You’ll have a team of experts taking care of your account, including:
- Portfolio managers, who invest and manage your money
- Your administrator, who addresses the technical aspects of your account
- Your COUNTRY Financial® representative, who’s your local, go-to contact
- When appropriate, advanced planners who can work with your attorney and/or accountant
Access to decision-makers
When you have a Focus account, you have access to a portfolio manager so you can truly understand the investment decisions we are making and how they can be better for your investment strategy.
Individually selected stocks
Based on your investment strategy, you’ll get individually selected stocks – up to 50 in your portfolio.
For non-retirement accounts, there are potential tax benefits.
Investments based on your personal strategy
Your asset allocation will match your risk tolerance and timeline.
Additions and withdrawals are allowed at any time, although withdrawals from some retirement plans may result in taxes, fees and penalties.
Periodically, your account is automatically rebalanced to help keep it in line with your investment strategy.
Your quarterly statements are detailed so you can see at a glance what’s been happening in your account.
Incentive to grow your account
Our compensation is tied to the value of your portfolio so we have an incentive to grow the value of your account and not "churn" it.
Online account access
You’ll have online account access so you can monitor your investments anytime.
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May lose value
No bank guarantee
Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. Please see our Terms & Conditions for more information about COUNTRY Trust Bank and its affiliates.
Diversification and rebalancing do not assure a profit or protect against loss in a declining market.
COUNTRY Financial and our representatives cannot give tax advice. See your tax advisor regarding your specific tax situation.