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Crop Protection

Your crops deserve proper protection

We’re proud to offer unique coverage to protect your crops from hail, price decline, and more.

Crop Protection

Crop Hail Insurance

The right crop hail insurance can help you feel secure– no matter what kind of weather is thrown at you. We’re the #1 crop hail insurer in Illinois, and our experts are here to help you succeed.

GrainGuard® Coverage Features

We offer crop hail insurance in Illinois called GrainGuard to help protect corn, soybeans, wheat, grain sorghum, and many other crops from risks like hail, fire, lightning, vandalism and malicious mischief.

We’ve put together a package of coverages on our GrainGuard policy to meet the unique situations farmers face. Coverage highlights include:

Wind Plus

Coverage for losses due to wind damage or green snap.

Green Snap Plus

Coverage for losses due to green snap only on a per acre basis.

Good Samaritan

Protection if you can’t plant or harvest your crop due to severe illness or death and volunteers help plant or harvest your crop.

Disappearing Deductibles

5% and 10% deductibles will no longer apply if a crop loss reaches a certain percentage of your crop operation.

Tornado Debris Cleanup

Coverage for debris removal and cleanup from outbuildings blown into an insured field as a result of a tornado.

Stored Grain

Stored grain coverage for your crop at no additional charge. Cargo coverage is also provided.

Land Motor Vehicle/Aircraft

Protection if someone accidentally drives through your field (damaging your crops) and admits to it. You also have protection if an aircraft piloted by a human lands in your field and the field is damaged by the aircraft and/or the emergency personnel.

Farm Managed Crop Hail

We also offer a Farm Managed Crop Hail policy that provides unique coverage for both standing crops and harvested grain. The Farm Managed Crop Hail policy offers optional replant endorsements, special discounts when applicable, along with many other benefits free to the producer.

Discounts

You can save money on your crop hail insurance with special discounts.

 

Early Pay Discounts

Receive an 8% discount when you purchase your policies by March 28 and pay by April 30, or a 4% discount when purchased by June 28 and paid by July 31.

Multi-Policy Discount

You can save on your COUNTRY farm insurance by signing up for a crop hail policy with $150 or more of premium.

Group Discount

You can save money if you have immediate family members, tenants or landlords insured with us too.

Premium Volume Discount

You may be eligible to receive a discount based on the total individual policy premium.

Corn Bundle Discount

When you purchase both wind and replant coverage, you may receive a discount on the premium of these endorsements.

Soil Type Plus

Your soil is a critical part to the success of your crops. It should be taken into consideration on your crop insurance, too!

Soil Type Plus Coverage Features

Soil Type Plus (STP) is a supplemental insurance policy1 that specifically factors in your land’s soil type in its rates. Using an innovative rating formula factoring in soil types, STP can help increase the accuracy of your insurance premium.

Purchase up to 95% of actual production history (APH) coverage in conjunction with your Federal Crop policy (in 5% increments). STP sales season is January 1 – March 15.

Pre-Season Price Assurance

Lock in your federal crop insurance projected price sooner with Pre-Season Price Assurance (PPA).

Pre-Season Price Assurance Coverage Features

PPA is a supplemental insurance policy that works with the Federal Crop Revenue Protection (RP) insurance product1.

It allows you to lock in your RP projected price before the Risk Management Agency price discovery period for federal crop policies, which can result in a higher projected price for your crop insurance guarantee. PPA sales season is September – January.

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For product and service information, read our Terms & Conditions.

1Soil Type Plus and Preseason Price Assurance must be purchased with an underlying Federal Crop Insurance product.

Policies issued by COUNTRY Mutual Insurance Company®, Bloomington, IL. This entity is an equal opportunity provider.

In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).