GrainGuard® Coverage Features
We offer crop hail insurance in Illinois called GrainGuard to protect corn, soybeans, wheat, grain sorghum, and many other crops from risks like hail, fire, lightning, vandalism and malicious mischief.
We’ve put together a package of coverages on our GrainGuard policy to meet the unique situations farmers face. Coverage highlights include:
Coverage for losses due to wind damage or green snap.
Green Snap Plus
Coverage for losses due to green snap only on a per acre basis.
Protection if you can’t plant or harvest your crop due to severe illness or death and volunteers help plant or harvest your crop.
5% and 10% deductibles will no longer apply if a crop loss reaches a certain percentage of your crop operation.
Tornado Debris Cleanup
Coverage for debris removal and cleanup from outbuildings blown into an insured field as a result of a tornado.
Stored grain coverage for your crop at no additional charge. Cargo coverage is also provided.
Land Motor Vehicle/Aircraft
Protection if someone accidentally drives through your field (damaging your crops) and admits to it. You also have protection if an aircraft piloted by a human lands in your field and the field is damaged by the aircraft and/or the emergency personnel.
Farm Managed Crop Hail
We also offer a Farm Managed Crop Hail policy that provides unique coverage for both standing crops and harvested grain. The Farm Managed Crop Hail policy offers optional replant endorsements, special discounts when applicable, along with many other benefits free to the producer.
You can save money on your crop hail insurance with special discounts.
Get a discount on your premium depending on when you apply and pay for coverage.
7% discount if we get your application by March 28 and you pay by April 30
6% discount if we get your application by April 28 and you pay by May 31
5% discount if we get your application by May 28 and you pay by June 30
4% discount if we get your application by June 28 and you pay by July 31
You can save on your COUNTRY farm insurance by signing up for a crop hail policy with $150 or more of premium.
Save money if you have immediate family members, tenants or landlords insured with us too.
For product and service information, read our Terms & Conditions.
Policies issued by COUNTRY Mutual Insurance Company®, Bloomington, IL. This entity is an equal opportunity provider.