Customers affected by Hurricane Matthew: learn more about submitting a claim online or call 866-COUNTRY when it’s safe to do so. We’re here for you. 

When should I start taking Social Security?

If you need your Social Security benefits to meet your retirement income goal, you might want to start benefits as soon as you’re eligible, even if it’s before you qualify for full retirement.

If you have enough income without your Social Security benefits and expect to live beyond average life expectancy, you may want to delay starting your Social Security benefits until you reach your full retirement age.2