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How much money will I need to pay living expenses during retirement?

Like many things in life, the answer is – it depends. The kind of life you want during retirement will influence how much money you’ll need. If you want to travel a lot, you’ll need more than someone who’d rather stick close to home and putter in the garden. Either way, you should plan on at least 75 percent of your pre-retirement income to pay for living expenses during retirement.