Customers affected by Hurricane Matthew: learn more about submitting a claim online or call 866-COUNTRY when it’s safe to do so. We’re here for you. 

Why do I need to purchase disability insurance if I’m already covered by Social Security and Workers Compensation?

Unfortunately, qualifying for Social Security benefits is not a sure thing and the monthly payments you receive may be too small.  About 65% of applications for Social Security disability benefits are initially denied, and the average monthly payment is only $1,111.1

Workers compensation only covers you if you’re hurt on the job.  Most disability insurance claims are not caused by on-the-job injuries.