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What’s the difference between Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RP-HPE)?

Revenue Protection (RP) insurance protects for a certain level of revenue rather than just production. It protects you from declines in both crop prices and yields. The protection is based on market prices and your APH (Actual Production History).

Revenue Protection policies can be written so that the level of the revenue protection is determined solely by the February futures prices (base prices), and does not increase even if the futures price rises by harvest (harvest prices).

You may elect to purchase insurance without the harvest price option (RP-HPE). The RP-HPE policy carries a lower premium than the RP policy. A claim for indemnity uses the harvest price to determine your harvest revenue.

Learn more about the different federal crop insurance products available.