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Piggy bank with coins
Paying for chores doesn't have to empty your wallet.
posted in: Family
by Chris Stroisch

Average cost of chores for children

The value of a dollar can be a hard concept for children to grasp. When it comes to finances, kids tend to think big and beyond reality.  However, the real world is not a fantasy full of ponies and monster trucks.  

The latest COUNTRY Financial Security Index examined Americans’ current sentiments on the topic of teaching their children about finances through the use of chores and allowance. It revealed 68 percent of Americans believe children should receive an allowance for completing chores. Furthermore, of the people who are currently providing kids with an allowance, more than half (54 percent) did so to teach their children money needs to be earned. A further 22 percent wanted to teach their kids the value of money, while only 12 percent said it was to teach them financial independence.  

What's a chore worth?

Based on responses, COUNTRY Financial® has identified the average rate of payment for chores in America today, which parents can use in their negotiations with kids on the value of common household chores.

Chore Average
Mowing the Lawn $6.28
Cleaning the Garage $5.20
Doing Laundry $2.82
Cleaning a Common Area
(i.e. living room, dining room, kitchen, etc.)
Be Responsible for a Pet
(i.e. feeding, walking, cleaning up after it)
Vacuuming/Cleaning Floors $2.55
Cleaning Surfaces
(i.e. dusting or washing countertops)
Cleaning the Bedroom $2.07
Doing the Dishes $2.03
Taking Out the Garbage $1.90
Setting the Table $1.31
Making the Bed


“Now more than ever, American parents are feeling the pressure of achieving a financially secure future, not just for themselves, but also for their children,” said Troy Frerichs, director of wealth management at COUNTRY Financial. “This is why COUNTRY Financial is working to equip parents with helpful tools to educate their kids on being financially responsible.”

Parents and family play key role in educating youth 

A majority of Americans said children should begin receiving money for chores completed, allowance or “free” financial support at a young age. Nearly 40 percent of parents said between 8-10 years old is the right age, and one-third said it should start between the ages of 5 and 7.

To help parents teach their kids about the value of money, as it relates to chores, COUNTRY Financial has developed the ChorePal app. The new app is a modern way for families to work together to save for personal and family goals through daily household chores. 

“COUNTRY Financial is providing parents with a proactive tool to explain this concept, which can be a difficult one to grasp, in an easier way for their kids to understand,” said Frerichs. “It can help prompt great family conversations about the value of hard work, savings and investment, while helping introduce the topic in a simple and fun way.”  

Along with allowing you to create and assign chores to your kids, ChorePal lets you reward them with points or money toward real goals. They can be rewarded with a night at the movies, extra screen time, the latest gaming system or any other reward a parent or child can imagine.

Looking beyond chores: how parents reward their children

A majority of parents surveyed said they rewarded children for good deeds and positive performance.

  • More than 60 percent of parents said they bought their child a gift to reward them for good behavior.  
  • Nearly 50 percent of parents said they gave their child money for good grades.

Interestingly, 12 percent of parents who are married also revealed they had bought a child a gift out of guilt, with this number rising to 19 percent for respondents who are single. 

The COUNTRY Financial ChorePal app is available for download at For more information, visit and join the conversation online with #LearnToEarn.

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