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Budgeting for Spring home repairs

As the snow starts to disappear and flowers begin to bloom, many people start their spring cleaning checklist.

Spring is also a good time to perform home repairs you’ve been holding off on because of the cold weather. However, some home repairs can be expensive. Here are some budgeting tips to make these repairs more affordable.

Home repairs can be predicted and planned for.

Every major appliance has a life span. Your roof and air conditioner may need to be replaced every 20 years. Your furnace and dishwasher may only last 10. If you know these items will need to be replaced in the next few years, you should start saving today so you’re not taken by surprise when they stop working.

Perform regular maintenance each month.

Be sure to replace or clean your heating/cooling air filters frequently, check your water heater for leaks and corrosion, paint and repair windowsills and frames as necessary. By keeping up with your home maintenance, you can keep small problems from turning into big ones and save yourself money in the long run.

Set money aside.

Typically, you will spend 1-3% of a your home’s purchase price on annual maintenance and repairs. For example, on a $350,000 home, set aside at least $3,500 annually or $290 a month.