Why are the rates for teen drivers higher?
Teens generally have more frequent and more expensive auto insurance claims than any other age group, which is why they pay higher rates for auto insurance. According to the Insurance Information Institute, adding a child to your policy can cause your auto insurance to go up anywhere from 50% to 100%. To make rates fair for everyone, insurance companies charge higher rates to groups that average more claims and lower rates to those with fewer claims. However, there are many ways in which a par ent or young driver can pay less for insurance.
How can teens reduce auto insurance rates?
Complete the Simply DriveSM Online Course
Simply Drive, our new Teen Driver Discount, offers peace of mind AND savings for your family. Newly licensed drivers may qualify for the discount.
To complete the course and qualify for the discount, go to www.simplydrive.com.
Earn good grades
We offer Good Student and College Graduate Discounts.
How Can Parents Help Their Teens?
Guidance from a trained professional will help you find solutions to protect the things are most important to you and your family. Contact me to review your unique situation.
Policies issued by COUNTRY Mutual Insurance CompanyŽ, COUNTRY Preferred Insurance CompanyŽ and COUNTRY Casualty Insurance CompanyŽ, Bloomington, IL. Coverage not available in all states. Read our full disclaimer.