"I had a 2011 Lincoln with less than 4,000 miles on it when it was totaled. I called COUNTRY and turned in the claim. Within a day, I had heard from the representative, explaining we had the Keeper coverage and that we would be reimbursed for a new car. But in a very short period of time we had a check in hand for a new car. I would recommend the Keeper coverage to anybody. It was definitely worth the extra premium."