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Raising a Teen Driver

Raising a teenage driver impacts many insurance and financial considerations.

Parents of young drivers are concerned about how a new license will affect their child’s safety and their own financial security.  While a new driver’s license opens the door for some potential issues, it also offers parents and teens some opportunities to learn and help each other. With the right preparation, you can set your teen on the right road to responsible driving.

Your Teen Can Help with Responsible Driver Discounts! 

Safe Driving = Lower Insurance Premiums

Simply DriveSM Teen Driver Discount*
Motor vehicle accidents are the leading cause of death among teenagers.  Although teen deaths in accidents have been on a decline, even one death behind the wheel is one too many.  COUNTRY is working to improve these statistics by teaching teen drivers how to be safe and responsible. 

Newly licensed drivers may qualify for up to a 10% discount with our Simply Drive Teen Driver Discount External Link. Participants must successfully complete the online education course. Ask your COUNTRY Financial representative for more information.

Good student discount*
Keeping their grades up can lower your insurance rates by as much as 25%!
High school and college students who maintain a B or better average may be eligible to receive a discount of up to 25 percent. And COUNTRY Financial offers discounts to all college graduates, regardless of their grade point average. 

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Policy Changes with a New Teen Driver

  • Adjust your policy limits
    What may have been an appropriate limit for a single person or young couple with no children is probably not adequate for a family with teen drivers. Raising your limits can protect your assets and lifestyle if there is an accident for which you’re liable.

  • Consider an umbrella liability policy
    Lawsuits are more common and one lawsuit could completely exhaust your family – emotionally and financially. An umbrella policy coordinates and supplements your present policies so you get the coverage you need.

Putting it all together

When life changes happen, like a teenager getting ready to drive, your insurance and financial decisions must change as well. Your auto insurance and other policies can affect your overall financial security.  No matter where you’re starting from, a COUNTRY Financial representative can help you put all the pieces together with a tangible plan External Link.

*Average may vary by state and availability of discounts.

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Policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company®, and COUNTRY Preferred Insurance Company®, Bloomington, IL. Coverage not available in all states. Read our full disclaimer.